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Current Loan Rates

Quick Rates: Vehicles» \ Boats» \ Campers» \ Mobile Homes» \ Motorcycles» \ Motorhomes» \
Other Collateral» \ Open-End Line of Credit»

All Rates Effective As Of 05/08/2008

TOP
A+ tier
A tier
B tier
C tier
D tier
New & Used Vehicles
720+
680 - 719
650 - 679
600 - 649
599 & Below
2006-2008
      48 months
5.75% APR*
6.25% APR*
6.50% APR*
8.50% APR*
17.50% APR*
      60 mo (call for longer terms)
6.00% APR*
6.50% APR*
7.00% APR*
10.00% APR*
n/a APR*
2003-2005
48 months (call for longer term)
5.75% APR*
6.25% APR*
7.50% APR*
10.00% APR*
N/A APR*
2002 & Older Models
36 months (call for longer term)
8.50% APR*
9.50% APR*
11.50% APR*
13.50% APR*
N/A APR*
EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649
      D 599 & Below
  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

TOP
A+ tier
A tier
B tier
C tier
D tier
New & Used Boats
720+
680 - 719
650 - 679
600 - 649
599 & Below
2008-2006
      48 - 60 months
6.99% APR*
7.25% APR*
9.00% APR*
12.00% APR*
17.00% APR*
      61 - 84 months
7.25% APR*
7.50% APR*
9.25% APR*
12.00% APR*
17.00% APR*
      120 months ($20k and above)
8.50% APR*
8.75% APR*
9.75% APR*
14.00% APR*
n/a
2000-2003
A+ to 66 mo / A&B to 60 mo / C &D to 48 mo
8.00% APR*
8.75% APR*
10.00% APR*
13.75% APR*
17.25% APR*
1999 & Older Models
A+ to 66 mo / A & B to 60 mo / C D to 36 mo
8.75% APR*
9.00% APR*
11.75% APR*
16.00% APR*
17.50% APR*

EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649
      D 599 & Below
  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

TOP
A+ tier
A tier
B tier
C tier
D tier
New & Used Campers
720+
680 - 719
650 - 679
600 - 649
599 & Below
2004-2006
      48 - 60 months
7.25% APR*
7.75% APR*
8.25% APR*
14.50% APR*
18.00% APR*
      72 - 120 months
7.99% APR*
8.24% APR*
8.74% APR*
14.00% APR*
18.00% APR*
2001-2003
A+ to 66 mo /A & B to 60 mo / D to 48 mo
8.25% APR*
8.75% APR*
9.50% APR*
18.00% APR*
18.00% APR*
2000 & Older Models
A+ & A to 66 mo / B & C to 60 mo / D to 36 mo
8.99% APR*
9.24% APR*
9.49% APR*
18.00% APR*
18.00% APR*

EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649
      D 599 & Below
  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

TOP
A tier
B tier
C tier
D tier
New & Used Singlewide
-
-
-
-
New to 10 Yrs.
      120 months/ call for longer terms
10.00% APR*
11.00% APR*
15.00% APR*
18.00% APR*
Up to 10 year old models
      180 months (15 years)
10.50% APR*
11.50%APR*
18.00% APR*
n/a APR*
New & Used Doublewide
-
-
-
-
New
      240 months (20 yrs.)
10.50% APR*
13.75% APR*
18.00% APR*
n/a APR*
180 months (15 yrs.)
      Up to 10 year old models
10.50% APR*
12.00% APR*
18.00% APR*
n/a APR*

EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649

  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

TOP
A+ tier
A tier
B tier
C tier
D tier
New & Used Motorcycles
720+
680 - 719
650 - 679
600 - 649
599 & Below
2008-2006
      48 months
8.00% APR*
8.00% APR*
9.00% APR*
11.25% APR*
14.25% APR*
      60 months
8.25% APR*
8.25% APR*
9.25% APR*
11.50% APR*
14.50% APR*
      72 months
8.75% APR*
8.75% APR*
9.75% APR*
11.75% APR*
14.75%
2005-2001
48 months/ call for longer term
9.25% APR*
9.25% APR*
10.25% APR*
11.25% APR*
12.25% APR*
2000 & Older Models
36 months/ call for longer term
10.75% APR*
10.75% APR*
12.25% APR*
14.50% APR*
17.50% APR*

EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649
      D 599 & Below
  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

TOP
A tier
B tier
C tier
D tier
New & Used Motorhomes
-
-
-
-
2008-2006
      72 months
8.00% APR*
9.50% APR*
11.50% APR*
14.00% APR*
      120 months
8.25% APR*
9.75% APR*
11.75% APR*
14.25% APR*
      144months
8.50% APR*
10.00% APR*
12.00% APR*
14.50%
2005-2001
72 months/ call for longer term
10.25% APR*
11.75% APR*
13.75% APR*
16.00% APR*
2000 & Older Models
48 months/ call for longer term
12.00% APR*
13.50% APR*
15.50% APR*
18.00% APR*

EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649

  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

TOP
A+ tier
A tier
B tier
C tier
D tier
Other Collateral
720+
680 - 719
650 - 679
600 - 649
599 & Below
 
      to 24 months
8.00% APR*
8.25% APR*
9.50% APR*
13.25% APR*
16.75% APR*
      to 36 months
8.25% APR*
8.50% APR*
9.75% APR*
13.50% APR*
17.00% APR*
      to 48 months
8.50% APR*
8.75% APR*
8.99% APR*
14.75% APR*
17.25% APR*
      to 60 months
8.99% APR*
9.25% APR*
9.50% APR*
15.00% APR*
17.50% APR*

EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649
      D 599 & Below
  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

TOP
A+ tier
A tier
B tier
C tier
D tier
Open-End Line Of Credit
720+
680 - 719
650 - 679
600 - 649
599 & Below
 
      up to 60 months
8.50%
8.50%
10.50%
n/a
n/a
     
     
Closed End Unsecured
720+
680 - 719
650 - 679
600 - 649
599 & Below
 
      up tp 60 months
8.50%
8.50%
10.50%
13.50%
18.00%
     
     

EMPIRICA SCORE
      A+ 720 and Above
      A 680 - 719
      B 650 - 679
      C 600 - 649
      D 599 & Below
  • *APR is the Annual Percentage Rate.
  • Rates Subject To Change Without Notice

 
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